Extended Warranties & Insurances
Protect your investment with comprehensive cover from our trusted partners. From mechanical breakdown to loan protection, we offer a full range of products to keep you covered.
25+ years · Underwritten by Quest Insurance (RBNZ licensed)
Since 1971 · 700+ dealer network · NZ owned
Our Products
What We Offer
Mechanical Breakdown Insurance
Covers unexpected repair bills when mechanical components fail. Avoid expensive surprise costs and stay on the road.
Guaranteed Asset Protection
If your car is written off or stolen, your insurer pays market value — but you might still owe thousands on the loan. GAP covers that shortfall.
Comprehensive Vehicle Insurance
Full vehicle protection — fire, theft, collision, and third-party liability. Whether it's your fault or not.
Lifestyle Protection Insurance
A financial safety net if you can't work. Provides a monthly benefit to cover your commitments while you recover.
Credit Contract Insurance
Protects your finance contract if life throws a curveball — redundancy, business interruption, or pandemic lockdowns.
Interactive Tool
See What GAP Saves You
Cars depreciate fast. If yours is written off, your insurer pays market value — not what you owe. See how big that gap can be.
See What GAP Saves You
Adjust the sliders to see your potential shortfall
Years Until Incident
After 3 years, your $25,000 vehicle has depreciated ~33% to a market value of $16,830.
Original Purchase Price
Outstanding Loan (after 3yr)
Insurer Pays (Market Value)
No Shortfall
Your insurer covers enough at this point. GAP is most valuable in the early years of ownership.
At a Glance
Which Cover Do You Need?
| Product | Protects Against | Best For | Janssen | Autosure |
|---|---|---|---|---|
| MBI | Unexpected mechanical repairs | All used car buyers | ✓ | ✓ |
| GAP | Loan shortfall on write-off | Financed vehicles | ✓ | ✓ |
| CVI | Theft, fire, collision, liability | Everyone | ✓ | ✓ |
| LPI | Loss of income / inability to work | Anyone with repayments | ✓ | ✓ |
| CCI | Redundancy, business disruption | Employed / self-employed | ✓ | — |
Ongoing Care
Service Plans
Keep your vehicle running smoothly with regular servicing. Our service plans cover WOF, routine maintenance, and more.
Common Questions
Frequently Asked
Talk to Us About Cover
Not sure which products you need? Our team can walk you through the options and find the right cover for your situation and budget.