Vehicle Finance for Work Visa Holders
New to New Zealand? We help foreign workers on work visas get into quality vehicles with finance options designed for your situation. No NZ credit history required.
We Understand
Getting on the Road as a Newcomer
Moving to New Zealand is exciting — but getting a car sorted when you have no local credit history, no established banking relationship, and a temporary visa can feel overwhelming. We've helped thousands of new Kiwis navigate exactly this process.
We work with lenders who understand the work visa situation and assess your application based on your employment, income, and circumstances — not just a credit score you don't have yet.
Interactive Tool
Check Your Eligibility
Answer these quick questions to see where you stand. No personal information is collected — this runs entirely in your browser.
1.Do you have a valid NZ work visa?
2.Are you currently employed in NZ?
3.Do you have a NZ bank account?
4.Do you have a NZ drivers licence?
5.Can you provide proof of NZ address?
Get Prepared
Document Readiness Tracker
Tick off each document as you gather them. Having everything ready speeds up your application significantly.
Requirements
What You Need
Valid Work Visa
Minimum 12 months remaining. Resident visa holders also qualify.
Employment Letter
From your NZ employer confirming your role, start date, and salary.
NZ Bank Account
With at least 3 months of transaction history showing income.
Proof of Address
Utility bill, tenancy agreement, or bank statement showing NZ address.
NZ drivers licence: Not required to purchase or finance a vehicle, but having one can speed up the approval process.
Common Questions
Work Visa Finance FAQ
Welcome to New Zealand
We specialise in helping foreign workers get into quality vehicles. Your first call is all it takes — we'll walk you through everything and give you an honest assessment of your options.