Comprehensive Vehicle Insurance
CVI covers accidental damage, theft, fire, and third-party liability. Arranged through the dealership at point of sale for convenience — your vehicle is protected from the moment you drive away, and the premium can be rolled into your finance.
Why Dealer-Arranged CVI
Arranged at Purchase
Your vehicle is insured from the moment you take ownership. No separate applications, no waiting periods — same-day cover arranged as part of the purchase process.
Roll Into Finance
No large upfront premium. The cost is included in your finance agreement — a single monthly payment covers your vehicle and your insurance together.
Bundled Protection
Combine CVI with GAP, MBI, and Loan Protection Insurance from the same provider. One point of contact, cohesive coverage, no gaps between policies.
Compare CVI Providers
We work with two leading NZ vehicle insurance providers. Both offer comprehensive cover — here's how they compare.
Janssen Insurance
Underwriter: Quest Insurance
Market value or purchase price (whichever is lower)
Autosure
Underwriter: Vero Insurance NZ
2,950+ reviews — contact us for pricing
Not sure which is right for you? Our team can recommend the best option based on your vehicle and circumstances.
What's Covered
Typically Covered
- Accidental collision damage
- Fire and explosion
- Theft and attempted theft
- Storm, flood, and natural disaster damage
- Windscreen and glass (varies by provider)
- Third-party property damage
- Towing and emergency transport
- Temporary accommodation after an incident
Not Typically Covered
- Mechanical or electrical breakdown (that's MBI)
- Wear and tear / gradual deterioration
- Pre-existing damage
- Driving under the influence
- Unlicensed drivers
- Racing or competition use
- Intentional damage or fraud
Frequently Asked Questions
Get a Quote
Arrange CVI at your next vehicle purchase, or contact us for a standalone quote on your current vehicle.