Protection & Insurance
Every car is an asset. Protect it properly from day one with insurance and warranty products designed to keep you covered when the unexpected happens.
Protect Your Investment
A vehicle is one of the biggest purchases you'll make. Depreciation, mechanical failures, and life events can all turn an asset into a liability overnight. The right protection products ensure you're covered financially — no matter what happens.
At Premium Wholesale Cars, we offer a complete suite of protection products through our trusted insurance partners. Each product addresses a different risk — and they work best together.
Four Ways to Stay Protected
GAP Insurance
Covers the gap between your loan balance and your car’s market value if it’s written off or stolen. Without it, you could owe thousands on a car you no longer have.
Learn moreLifestyle Protection
Covers your loan repayments if you can’t work due to illness, injury, or redundancy. Keeps your finance on track when life throws a curveball.
Learn moreMechanical Warranty
Protection against unexpected mechanical and electrical failures beyond the standard 3-month CGA warranty. Covers the repairs that hit hardest.
Learn moreRoadside Assistance
24/7 emergency breakdown cover NZ-wide. Flat battery, flat tyre, locked out, or won’t start — help is one call away, anywhere in New Zealand.
Learn moreUnderwritten by Trusted NZ Partners
Our protection products are underwritten by established New Zealand insurance providers. You're not dealing with an offshore call centre — these are NZ-based companies with local claims teams.
Janssens Insurance
New Zealand-owned insurance provider specialising in GAP insurance, mechanical breakdown cover, and vehicle protection products. Every Janssens policy includes the $5,000 Customer Care Package.
Autosure
Comprehensive vehicle warranty and protection plans with a nationwide repair network. Covers mechanical and electrical components across all major vehicle brands.
$5,000 Customer Care Package
Several Janssens protection products include a $5,000 Customer Care Package on top of the main benefit. It's practical support designed to get you back on the road — not just pay out a claim.
Included at no extra cost with Janssens GAP insurance and select protection products. See individual product pages for full details.
Bundle & Save
Combining multiple protection products often gets you a better deal. Ask our team about bundling GAP, warranty, and LPI together to maximise your cover and minimise your cost.
We'll put together a personalised protection package based on your vehicle, finance terms, and budget.